"Oh she takes care of herself. She can wait if she wants. She's ahead of her time. Oh and she never gives out. And she never gives in. She just changes her mind..."
-- Billy Joel's "She's Always A Woman To me" 
Why do we need to apply for a credit card or use a credit card?
The first obvious reason is convenience. Sometimes, we run out of cash in the wallet or there are times that money in our personal ATM card is just not enough. In this kind of a situation, credit cards can be your personal savior. Also, having business credit cards will easily get you through dinner or groceries or paying bills when on travel abroad.
Need cash? In emergencies like rushing a family member to the hospital, big purchases such as appliances, gym memberships, family reunions, even a dream wedding, a low interest credit card come also in handy. However, be a responsible spender, if you handle the time of your purchases right, you may even get the chance to pay it off on installment – interest free.
Tags: 158, credit cards